Moray Council Tax 2025/26
Band D rate: £1,605 per year (£161 per month over the standard 10-month Moray payment cycle).
Quick answer
Council tax in Moray for 2025/26 is £1,605 a year for a Band D property, about £161 per month over the standard 10-month billing cycle. Band A starts at £1,070, Band H reaches £3,932. That puts Moray roughly in line with the Scotland average.
All bands for Moray
Scotland uses bands A–H based on April 1991 valuations, with adjusted higher-band ratios since April 2017.
| Band | Property value | Annual | Monthly |
|---|---|---|---|
| A | Up to £27,000 | £1,070 | £107 |
| B | £27,001 – £35,000 | £1,248 | £125 |
| C | £35,001 – £45,000 | £1,427 | £143 |
| D | £45,001 – £58,000 | £1,605 | £161 |
| E | £58,001 – £80,000 | £2,109 | £211 |
| F | £80,001 – £106,000 | £2,608 | £261 |
| G | £106,001 – £212,000 | £3,143 | £314 |
| H | Over £212,000 | £3,932 | £393 |
Annual rates include police, fire, and parish precepts where applicable. Monthly figures assume the standard 10-month UK billing cycle (April to January). Many councils offer 12-month instalments on request.
Discounts and exemptions in Moray
The following discounts apply across Scotland and Moray specifically:
- 25% offSingle-person discount. If you live alone, you get 25% off your bill. Apply via Moray Council's website.
- 100%Full-time students. A property occupied entirely by full-time students is fully exempt from council tax.
- 100%Severe mental impairment. Households where every adult has a diagnosed severe mental impairment are fully exempt.
- 1 bandDisability reduction. Properties with specific disability adaptations are charged at the rate for one band lower.
- VariesEmpty or unfurnished property. Moray sets its own discount level (typically 0% to 100% for the first few weeks). Many councils apply a premium after 1 to 5 years of vacancy.
How Moray compares
Moray's Band D rate of £1,605 is roughly in line with the Scotland average (Scotland average: £1,565). The UK as a whole ranges from roughly £1,000 (Westminster) up to over £2,500 (Nottingham, Rutland).
Closest Scotland authorities by rate
Browse all UK councils or check your specific address with our postcode-based council tax checker.
Moray council tax FAQ
How much is council tax in Moray for 2025/26?▾
Band D council tax in Moray is £1605 per year for 2025/26. Band A is £1070, Band H is £3932. Most households pay the bill in 10 instalments from April to January.
What is the cheapest council tax band in Moray?▾
Band A is the lowest, currently £1070 per year in Moray. It applies to the lowest-valued properties (under £40,000 at 1991 valuations).
Does Moray offer a single-person discount?▾
Yes. If you live alone in Moray, you can claim a 25% single-person discount on your council tax. Apply directly via Moray Council's website with proof you are the only adult resident.
Are full-time students exempt from council tax in Moray?▾
Yes. A property occupied entirely by full-time students in Moray is fully exempt from council tax. Mixed households (students plus non-students) get a partial discount instead.
When does Moray review or change council tax rates?▾
Moray sets new council tax rates each February or March for the financial year starting that April. The 2025/26 rate of £1605 for Band D took effect on 1 April 2025 and runs to 31 March 2026.
How does Moray compare to nearby councils?▾
Moray's Band D rate of £1605 is roughly in line with the Scotland average. Closest comparable authorities: Aberdeenshire (£1631), East Renfrewshire (£1633), North Ayrshire (£1574).
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Band D rates sourced from Revenue Scotland and individual local authority publications for the 2025/26 financial year.
Other bands are computed using the statutory band ratios. Final amount on your specific property may differ if you qualify for discounts or if parish precepts vary within the local authority. Always confirm withMoray Council before relying on these figures for budgeting.