North Ayrshire Council Tax 2025/26
Band D rate: £1,574 per year (£157 per month over the standard 10-month North Ayrshire payment cycle).
Quick answer
Council tax in North Ayrshire for 2025/26 is £1,574 a year for a Band D property, about £157 per month over the standard 10-month billing cycle. Band A starts at £1,049, Band H reaches £3,856. That puts North Ayrshire roughly in line with the Scotland average.
All bands for North Ayrshire
Scotland uses bands A–H based on April 1991 valuations, with adjusted higher-band ratios since April 2017.
| Band | Property value | Annual | Monthly |
|---|---|---|---|
| A | Up to £27,000 | £1,049 | £105 |
| B | £27,001 – £35,000 | £1,224 | £122 |
| C | £35,001 – £45,000 | £1,399 | £140 |
| D | £45,001 – £58,000 | £1,574 | £157 |
| E | £58,001 – £80,000 | £2,068 | £207 |
| F | £80,001 – £106,000 | £2,558 | £256 |
| G | £106,001 – £212,000 | £3,082 | £308 |
| H | Over £212,000 | £3,856 | £386 |
Annual rates include police, fire, and parish precepts where applicable. Monthly figures assume the standard 10-month UK billing cycle (April to January). Many councils offer 12-month instalments on request.
Discounts and exemptions in North Ayrshire
The following discounts apply across Scotland and North Ayrshire specifically:
- 25% offSingle-person discount. If you live alone, you get 25% off your bill. Apply via North Ayrshire Council's website.
- 100%Full-time students. A property occupied entirely by full-time students is fully exempt from council tax.
- 100%Severe mental impairment. Households where every adult has a diagnosed severe mental impairment are fully exempt.
- 1 bandDisability reduction. Properties with specific disability adaptations are charged at the rate for one band lower.
- VariesEmpty or unfurnished property. North Ayrshire sets its own discount level (typically 0% to 100% for the first few weeks). Many councils apply a premium after 1 to 5 years of vacancy.
How North Ayrshire compares
North Ayrshire's Band D rate of £1,574 is roughly in line with the Scotland average (Scotland average: £1,565). The UK as a whole ranges from roughly £1,000 (Westminster) up to over £2,500 (Nottingham, Rutland).
Closest Scotland authorities by rate
Browse all UK councils or check your specific address with our postcode-based council tax checker.
North Ayrshire council tax FAQ
How much is council tax in North Ayrshire for 2025/26?▾
Band D council tax in North Ayrshire is £1574 per year for 2025/26. Band A is £1049, Band H is £3856. Most households pay the bill in 10 instalments from April to January.
What is the cheapest council tax band in North Ayrshire?▾
Band A is the lowest, currently £1049 per year in North Ayrshire. It applies to the lowest-valued properties (under £40,000 at 1991 valuations).
Does North Ayrshire offer a single-person discount?▾
Yes. If you live alone in North Ayrshire, you can claim a 25% single-person discount on your council tax. Apply directly via North Ayrshire Council's website with proof you are the only adult resident.
Are full-time students exempt from council tax in North Ayrshire?▾
Yes. A property occupied entirely by full-time students in North Ayrshire is fully exempt from council tax. Mixed households (students plus non-students) get a partial discount instead.
When does North Ayrshire review or change council tax rates?▾
North Ayrshire sets new council tax rates each February or March for the financial year starting that April. The 2025/26 rate of £1574 for Band D took effect on 1 April 2025 and runs to 31 March 2026.
How does North Ayrshire compare to nearby councils?▾
North Ayrshire's Band D rate of £1574 is roughly in line with the Scotland average. Closest comparable authorities: Stirling (£1574), East Lothian (£1571), Aberdeen City (£1567).
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Band D rates sourced from Revenue Scotland and individual local authority publications for the 2025/26 financial year.
Other bands are computed using the statutory band ratios. Final amount on your specific property may differ if you qualify for discounts or if parish precepts vary within the local authority. Always confirm withNorth Ayrshire Council before relying on these figures for budgeting.