Disclaimer

1. Not a Survey or Valuation

PropertyReportUK reports are not a replacement for:

• A RICS HomeBuyer Report or Building Survey.
• A formal property valuation by a RICS-qualified surveyor.
• Conveyancing searches conducted by a solicitor.
• A mortgage valuation survey.
• Specialist surveys (e.g., damp, structural, asbestos, drainage).

Any estimated values shown in our reports are algorithm-based estimates derived from public data and should not be relied upon for mortgage, insurance, tax, or investment decisions.

2. Data Sources & Accuracy

Our reports aggregate data from the following public sources:

• HM Land Registry — transaction prices (typically 2–4 weeks delayed).
• EPC Register — Energy Performance Certificates (may reflect previous owners).
• Environment Agency — flood risk data (modelled, not guaranteed).
• data.police.uk — recorded crime data (approximately 2 months behind).
• Ofsted — school inspection ratings (reflects last inspection date).
• Historic England — listed buildings and conservation areas.
• Ofcom — broadband availability and speed data.
• Planning authorities — recent planning applications (where available).

We present this data as-is from the original sources. Data may be delayed, incomplete, or contain inaccuracies from the source provider. We do not independently verify data from third-party sources.

3. AI-Generated Content

Narrative sections of our reports are generated using artificial intelligence. While we strive for accuracy, AI-generated text may occasionally contain errors, misinterpretations, or oversimplifications. AI-generated narratives should be read alongside the underlying data tables and charts provided in each report section.

4. Flood Risk

Flood risk assessments in our reports are based on Environment Agency modelling data and are indicative only. They do not account for local drainage, recent developments, or future climate change projections beyond the model used. For definitive flood risk information, consult the Environment Agency directly or commission a formal Flood Risk Assessment (FRA).

5. Crime Data

Crime statistics are based on recorded crimes reported to police forces and published via data.police.uk. They do not include unreported crimes and are subject to a delay of approximately two months. Crime data is aggregated to approximate locations (not exact addresses) and should be interpreted as an area-level indicator rather than a property-specific assessment.

6. No Financial Advice

Nothing in our reports constitutes financial, investment, tax, or legal advice. We are not regulated by the Financial Conduct Authority (FCA). Property investment carries risk, and past performance (including historical price data) is not a guarantee of future results. Always consult a qualified, FCA-regulated financial advisor before making investment decisions.

7. Limitation of Liability

To the fullest extent permitted by law, PropertyReportUK, its directors, employees, and agents shall not be liable for any loss, damage, or expense arising from reliance on information contained in our reports. This includes but is not limited to: financial loss from property transactions, loss arising from data inaccuracies, and indirect or consequential losses.

8. Contact

If you believe any information in a report is inaccurate, please contact us at support@propertyreportuk.com and we will investigate and correct any errors where possible.