Swansea Council Tax 2025/26
Band D rate: £1,764 per year (£176 per month over the standard 10-month Swansea payment cycle).
Quick answer
Council tax in Swansea for 2025/26 is £1,764 a year for a Band D property, about £176 per month over the standard 10-month billing cycle. Band A starts at £1,176, Band H reaches £3,528. That puts Swansea 11% below the Wales average.
All bands for Swansea
Wales uses 9 bands (A–I) based on April 2003 valuations.
| Band | Property value | Annual | Monthly |
|---|---|---|---|
| A | Up to £44,000 | £1,176 | £118 |
| B | £44,001 – £65,000 | £1,372 | £137 |
| C | £65,001 – £91,000 | £1,568 | £157 |
| D | £91,001 – £123,000 | £1,764 | £176 |
| E | £123,001 – £162,000 | £2,156 | £216 |
| F | £162,001 – £223,000 | £2,548 | £255 |
| G | £223,001 – £324,000 | £2,940 | £294 |
| H | £324,001 – £424,000 | £3,528 | £353 |
| I | Over £424,000 | £4,116 | £412 |
Annual rates include police, fire, and parish precepts where applicable. Monthly figures assume the standard 10-month UK billing cycle (April to January). Many councils offer 12-month instalments on request.
Discounts and exemptions in Swansea
The following discounts apply across Wales and Swansea specifically:
- 25% offSingle-person discount. If you live alone, you get 25% off your bill. Apply via Swansea Council's website.
- 100%Full-time students. A property occupied entirely by full-time students is fully exempt from council tax.
- 100%Severe mental impairment. Households where every adult has a diagnosed severe mental impairment are fully exempt.
- 1 bandDisability reduction. Properties with specific disability adaptations are charged at the rate for one band lower.
- VariesEmpty or unfurnished property. Swansea sets its own discount level (typically 0% to 100% for the first few weeks). Many councils apply a premium after 1 to 5 years of vacancy.
How Swansea compares
Swansea's Band D rate of £1,764 is 11% below the Wales average (Wales average: £1,987). The UK as a whole ranges from roughly £1,000 (Westminster) up to over £2,500 (Nottingham, Rutland).
Closest Wales authorities by rate
Browse all UK councils or check your specific address with our postcode-based council tax checker.
Swansea council tax FAQ
How much is council tax in Swansea for 2025/26?▾
Band D council tax in Swansea is £1764 per year for 2025/26. Band A is £1176, Band H is £3528. Most households pay the bill in 10 instalments from April to January.
What is the cheapest council tax band in Swansea?▾
Band A is the lowest, currently £1176 per year in Swansea. It applies to the lowest-valued properties (under £40,000 at 1991 valuations; under £44,000 at 2003 valuations in Wales).
Does Swansea offer a single-person discount?▾
Yes. If you live alone in Swansea, you can claim a 25% single-person discount on your council tax. Apply directly via Swansea Council's website with proof you are the only adult resident.
Are full-time students exempt from council tax in Swansea?▾
Yes. A property occupied entirely by full-time students in Swansea is fully exempt from council tax. Mixed households (students plus non-students) get a partial discount instead.
When does Swansea review or change council tax rates?▾
Swansea sets new council tax rates each February or March for the financial year starting that April. The 2025/26 rate of £1764 for Band D took effect on 1 April 2025 and runs to 31 March 2026.
How does Swansea compare to nearby councils?▾
Swansea's Band D rate of £1764 is 11% below the Wales average. Closest comparable authorities: Pembrokeshire (£1769), Caerphilly (£1773), Vale of Glamorgan (£1813).
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Band D rates sourced from the Welsh Revenue Authority and individual local authority publications for the 2025/26 financial year.
Other bands are computed using the statutory band ratios. Final amount on your specific property may differ if you qualify for discounts or if parish precepts vary within the local authority. Always confirm withSwansea Council before relying on these figures for budgeting.