Cardiff Council Tax 2025/26
Band D rate: £1,917 per year (£192 per month over the standard 10-month Cardiff payment cycle).
Quick answer
Council tax in Cardiff for 2025/26 is £1,917 a year for a Band D property, about £192 per month over the standard 10-month billing cycle. Band A starts at £1,278, Band H reaches £3,834. That puts Cardiff roughly in line with the Wales average.
All bands for Cardiff
Wales uses 9 bands (A–I) based on April 2003 valuations.
| Band | Property value | Annual | Monthly |
|---|---|---|---|
| A | Up to £44,000 | £1,278 | £128 |
| B | £44,001 – £65,000 | £1,491 | £149 |
| C | £65,001 – £91,000 | £1,704 | £170 |
| D | £91,001 – £123,000 | £1,917 | £192 |
| E | £123,001 – £162,000 | £2,343 | £234 |
| F | £162,001 – £223,000 | £2,769 | £277 |
| G | £223,001 – £324,000 | £3,195 | £320 |
| H | £324,001 – £424,000 | £3,834 | £383 |
| I | Over £424,000 | £4,473 | £447 |
Annual rates include police, fire, and parish precepts where applicable. Monthly figures assume the standard 10-month UK billing cycle (April to January). Many councils offer 12-month instalments on request.
Discounts and exemptions in Cardiff
The following discounts apply across Wales and Cardiff specifically:
- 25% offSingle-person discount. If you live alone, you get 25% off your bill. Apply via Cardiff Council's website.
- 100%Full-time students. A property occupied entirely by full-time students is fully exempt from council tax.
- 100%Severe mental impairment. Households where every adult has a diagnosed severe mental impairment are fully exempt.
- 1 bandDisability reduction. Properties with specific disability adaptations are charged at the rate for one band lower.
- VariesEmpty or unfurnished property. Cardiff sets its own discount level (typically 0% to 100% for the first few weeks). Many councils apply a premium after 1 to 5 years of vacancy.
How Cardiff compares
Cardiff's Band D rate of £1,917 is roughly in line with the Wales average (Wales average: £1,987). The UK as a whole ranges from roughly £1,000 (Westminster) up to over £2,500 (Nottingham, Rutland).
Closest Wales authorities by rate
Browse all UK councils or check your specific address with our postcode-based council tax checker.
Cardiff council tax FAQ
How much is council tax in Cardiff for 2025/26?▾
Band D council tax in Cardiff is £1917 per year for 2025/26. Band A is £1278, Band H is £3834. Most households pay the bill in 10 instalments from April to January.
What is the cheapest council tax band in Cardiff?▾
Band A is the lowest, currently £1278 per year in Cardiff. It applies to the lowest-valued properties (under £40,000 at 1991 valuations; under £44,000 at 2003 valuations in Wales).
Does Cardiff offer a single-person discount?▾
Yes. If you live alone in Cardiff, you can claim a 25% single-person discount on your council tax. Apply directly via Cardiff Council's website with proof you are the only adult resident.
Are full-time students exempt from council tax in Cardiff?▾
Yes. A property occupied entirely by full-time students in Cardiff is fully exempt from council tax. Mixed households (students plus non-students) get a partial discount instead.
When does Cardiff review or change council tax rates?▾
Cardiff sets new council tax rates each February or March for the financial year starting that April. The 2025/26 rate of £1917 for Band D took effect on 1 April 2025 and runs to 31 March 2026.
How does Cardiff compare to nearby councils?▾
Cardiff's Band D rate of £1917 is roughly in line with the Wales average. Closest comparable authorities: Bridgend (£1928), Flintshire (£1957), Carmarthenshire (£1855).
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Band D rates sourced from the Welsh Revenue Authority and individual local authority publications for the 2025/26 financial year.
Other bands are computed using the statutory band ratios. Final amount on your specific property may differ if you qualify for discounts or if parish precepts vary within the local authority. Always confirm withCardiff Council before relying on these figures for budgeting.